Harrassing Creditors

Harrassing creditors are usually a major factor that push people like you to finally file bankruptcy. After months, maybe years, of thinking about it and thinking about it, all the calls and threatening letters finally usually push most people to get these people off their backs.

Of course, one thing you can do is write a cease desist letter to your creditors. The Fair Debt Collection Practices Act gives you certain rights. There are sample letters to creditors you may find helpful.

The one secret weapon consumers have harrassing creditors and their phone calls is the "automatic stay." The automatic stay is something that happens automatically the moment after filing bankruptcy. When you file, harrassing creditors must stop immediately.

Contact a Los Angeles bankruptcy attorney to stop the calls!